A credit card is a fantastic little plastic or metal wonder that your friendly neighborhood financial institution hands out to you. Why? Because it's your ticket to a cashless world! You can simply apply for one at your bank and enjoy the convenience of making payments without carrying cash around. But wait, there's more! You can also buy things now and pay for them later. It's like having a little lending buddy in your pocket. Now, why is it called a "credit" card? Well, that's because the bank graciously lends you money to make those awesome purchases. It's like getting a mini loan eve...
